Financial Services & Subsidies - NAQDA Aquaculture Finance Hub

Program overview වැඩසටහන් සාරාංශය • திட்டம் முன்னோட்டம்

Four pillars of NAQDA's aquaculture finance ecosystem covering subsidies, credit, insurance, and advisory support.

Subsidies

Capital & input grants

Infrastructure, equipment, technology adoption, and seed/feed subsidies with 50-90% coverage.

Concessionary credit

Low-interest loans

NAQDA direct lending and partner bank schemes with 2-4% interest and extended grace periods.

Insurance

Premium support

First-year premium waivers and production cycle, livestock, and asset insurance coverage for risk mitigation.

Advisory

Dedicated financial desks

Regional officers providing business planning, documentation support, and progress monitoring.

Government subsidies රාජ්‍ය අනුදාන • அரசு நிவாரண திட்டங்கள்

Apply for matching grants aligned with national aquaculture priorities. All programs accept Sinhala and Tamil documentation.

Infrastructure development subsidy

උපාංග සහ ව්‍යාප්තිය සඳහා
அடிப்படை கட்டமைப்பு மானியம்

Up to 75% / LKR 3,000,000 for culture systems, hatcheries, processing, access roads, and solar retrofits.

Digital application with GIS location checks
Disbursement linked to milestone inspections
Bundled technical advisory for build quality

Apply for subsidy

Seed & feed operational relief

බීජ හා ආහාර සහාය • மகசூல் போஷாக்கு

50% support (up to LKR 800,000/year) for certified seeds, fingerlings, formulated feeds, probiotics, and delivery.

Predictive stock deployment calendar with SMS reminders
Quality assurance through NAQDA labs
Subsidized transport in remote provinces

Download guidelines

Technology & climate resilience

තාක්ෂණ හා දීමනා • நவீன தொழில்நுட்ப ஊக்கங்கள்

70-90% grants for IoT monitoring, biofloc/RAS, renewable energy, disaster-proof infrastructure, and automation.

Innovation partners for pilot deployments
Access to NAQDA innovation lab and R&D grants
Post-deployment monitoring for 24 months

View innovation programmes

Concessionary loans ස්වල්ප පොලී ණය • சலுகை கடன்

Low-interest credit with grace periods for aquaculture facility expansion, working capital, and export readiness.

Program	වැඩසටහන	Rate	Max (LKR)	Tenure
NAQDA concessionary loan	ප්‍රතිලාභ ණය	2 - 4% p.a.	10,000,000	Up to 10 years + 24m grace
Bank of Ceylon aquaculture	இலங்கை வங்கி திட்டம்	3.5% p.a.	15,000,000	10 years
People’s Bank fisheries	ජනතා බැංකු ණය	3.8% p.a.	12,000,000	8 years
Microfinance clusters	சிறு கடன் குழு	6 - 8% p.a.	500,000	36 months

Financial planning tools මූල්‍ය සැලසුම් මෙවලම් • நிதி கணிப்பாணிகள்

Estimate loan installments, subsidy value, and ROI before you apply.

Select calculator Amount (LKR) Tenure / Project duration (years) Interest/Subsidy rate (%)

Enter values to view monthly EMI, subsidy contribution, or projected ROI.

Support process අයට සහාය සැලසුම • ஆதரவு நடைமுறை

NAQDA coordinates end-to-end paperwork, site checks, and banking approvals.

1. Pre-application clinic

Visit regional center or WhatsApp hotline with your concept note to receive customized checklists.

2. Digital submission

Upload forms and supporting documents. Track status online; notifications sent in Sinhala/Tamil.

3. Joint appraisal

Field verification, water testing, and bank appraisal happen within 30 days. NAQDA coordinates schedules.

4. Disbursement & mentoring

Funds released in tranches. Extension officers provide mentorship and monitor key performance indicators.

Resources & downloads භාණ්ඩ හා ගොනු • வளங்கள்

Access forms, policy circulars, success case studies, and translated guides.

Application kits

Download bilingual forms and checklists for each subsidy and loan category.

Infrastructure grant (Sinhala/Tamil)
Seed & feed subsidy
Technology adoption grant

Download kits

Policy & compliance

Stay updated with NAQDA circulars, environmental guidelines, and insurance terms.

Environmental compliance pack
Insurance premium support notice
Export quality checklist

View guidelines

Success stories

Read case studies of women entrepreneurs, youth cooperatives, and climate-smart aquaculture facilities financed by NAQDA.

Southern province hatchery upgrade
Dry zone climate resilience project
Export-ready ornamental fish cluster

Explore stories

Ready to secure financial support?

NAQDA's financing hub connects you to subsidies, loans, and insurance in a single workflow. Assistance available in Sinhala and Tamil.

Start online application Email finance support

Hotline 1920

24/7 multi-language assistance for subsidy and loan queries.

WhatsApp +94 77 123 4567

Submit documents and receive status updates instantly.

Regional finance desks

Visit 22 NAQDA regional centers for one-on-one guidance.